ACA Directive Expands Sale of Less-Expensive Plans/Fewer Benefits – Will Ease Insurance RulesThe administration plans to sign an executive order Thursday (10-12-17) to initiate the unwinding of the ACA and may advance sweeping changes to health-insurance regulations...

Human Capital Management Trends – End-to-End, Single Source SolutionIn early 2017, one third of global employers reported that their workforce turnover increased. And that, in addition, a high percentage of organizations admitted they were having problems keeping key...

Deadline Arrives for Health Insurers to Set 2018 RatesFlorida Update:The ACA plan premiums may increase an average of 45 percent in Florida next year due to health care insurers rate hike requests, according to Florida’s Office of Insurance Regulation.Florida has six...

White House To Issue Executive Order Expanding Health Care OptionsThe White House is putting the finishing touches on an executive order that would expand health care options and allow individuals to band together and buy insurance beyond their state lines. The new...

Before you ask...be ready to act The labor market is tightening and competition for top talent has increased. Your company is not only competing to recruit great candidates, it is also competing to retain high performing employees. It helps to gain a good...

Payroll Technology Enhancements Continue in 2017Payroll management has modernized significantly over the past few years, thanks in part to innovations such as cloud computing, mobile devices, and new software that allows for better integrating payroll with other HR...

Important Healthcare Signup PolicyHealthcare.gov to Shut Down for Maintenance During Parts of Enrollment PeriodThere will be a shutdown of healthcare.gov, (the website consumers use to sign up for the Affordable Care Act), for 12 hours on nearly every Sunday of the...

Revised Health Push Hits More SnagsReviving the repeal of the Affordable Care Act: ACA faces a last-ditch attempt to pass legislation striking much of the 2010 health law would set “block grants” of federal funding for each state to use for health care, including the...

‘Last-Ditch’ Bill To Repeal the ACA HealthcareLegislation on Wednesday, 9-13-17 to repeal and replace major portions of the ACA with a system of block grants, is submitted as a first step towards making good on a seven-year House promise.The bill is suggested as a...

Today’s Workforce, by the Numbers HR professionals are challenged to find the right compensation strategies to satisfy three different generations in the workforce. There’s no one-size-fits-all strategy to recruit and retain Baby Boomers, Generation X, and...

An ACA Single-Payer Health Plan Under Consideration As Another OptionOn 9-13-17 a single-payer health bill was proposed designed to embrace a bigger government role in health care. Single-payer refers to a government-run health insurance system, though details can...

Predictive Modeling & Small Commercial Insurance Risk AssessmentPredictive modeling is effective as a risk assessment tool in personal insurance, but acceptance in commercial insurance has been relatively slow, even for small commercial. When an insurance carrier...

Flexibility Enhances Core Areas of Wellbeing For many years, Gallup has researched what it takes for people to feel contentment and believe their lives are rewarding. These five universal elements of wellbeing are shared by all people: Career Wellbeing: to have a...

Leaves of Absence are Risky, Complex for Unprepared Employers One of the most common, complicated situations for employers is how to handle employee leaves of absence. An example that comes to mind.... A couple of years ago, a client called us about an employee who’d...

For Abby Walker, Solving Customers’ Problems isn’t a Job, It’s a Calling Abby Walker, a helpful voice on the phone for many Savers Admin clients, feels that helping is more than a job. For her, she said, it’s a calling. “I really do like being able to solve problems,”...

Are deductions for medical, dental and other insurance pre-tax for our employees? Maybe. Certain insurance deductions can be pre-tax for employees, but only if the employer has a Section 125 Cafeteria Plan in place. A Cafeteria Plan requires a formal signed plan...

LEXINGTON – It’s a candy factory. Not a movie fantasy like Willy Wonka’s, but a special place nonetheless. The bracing aroma of peppermint pervades the building and clings sweetly to clothes when you leave. Workers in lab coats and hair nets move among gleaming...