Qualified Plans Explained: IRA vs. 401(k) for Small Business Owners

Qualified Plans Explained: IRA vs. 401(k) for Small Business Owners

Navigating the realm of retirement planning can be a daunting task for small business owners, especially when faced with the choice between Individual Retirement Accounts (IRAs) and 401(k) plans.   In this guide, we aim to demystify the complexities, providing clarity...
Navigating the Secure 2.0 Act: A Guide for Small Business Owners

Navigating the Secure 2.0 Act: A Guide for Small Business Owners

In the dynamic landscape of small business ownership, staying abreast of legislative changes is crucial. One such groundbreaking development is the Secure 2.0 Act, ushering in a new era of possibilities for small business owners looking to provide 401(k) plans.   In...
401(k) Loans: Why Employers Offer This Feature

401(k) Loans: Why Employers Offer This Feature

In recent years, more employers have been incorporating 401(k) loans as a feature in their retirement plans. This article delves into the reasons behind this growing trend and explores the benefits it brings to both businesses and their employees.  Learn how Asure...
Should Your Business Offer a 401(k) or IRA?

Should Your Business Offer a 401(k) or IRA?

To win the war for talent, your business needs a competitive benefits package that includes a retirement plan. What’s more, many states now require businesses to offer a retirement savings plan for their employees.  There are pros and cons to offering a 401(k) versus...