PEO Approach
- Requires co-employment arrangement
- Payroll, HR, and benefits bundled under another company’s structure
- Limited flexibility in plan selection
Flexible coverage, professional administration, built-in compliance.
Health benefits that work for your business
Offer competitive health coverage with flexible plan options and professional administration that keeps your benefits compliant and organized.
No commitment required
Compliance Admin
COBRA, FSA, HSA & HRA administration handled for you
Flexible Plans
Ready-to-offer plans or custom plans with broker support
Payroll Integration
Benefits sync directly with payroll deductions
Coverage Options
Two ways to offer health benefits
Not sure which approach is right? We’ll guide you based on your team, budget, and goals.
Guaranteed issue plans offer a fast, predictable way to provide health coverage without underwriting. Employers get straightforward pricing and easy implementation, making it simple to start offering benefits with minimal complexity.
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No underwriting requiredNo medical questionnaires or risk evaluation—employees are covered regardless of health history.
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Predictable monthly costsStable, set pricing helps you budget with confidence and avoid unexpected fluctuations.
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Plans starting at competitive ratesAccessible entry points make it easier to begin offering benefits without a large upfront commitment.
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No strict participation requirementsGreater flexibility compared to traditional plans, making it easier to qualify and enroll your team.
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Quick implementationGet up and running fast with pre-structured plans and minimal setup.
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Built for low-to-moderate wage teamsDesigned to meet the needs of employers with cost-sensitive or hourly workforces.
Level-funded plans provide more control and potential cost savings by aligning pricing with your specific employee population. With underwriting and flexible plan design, employers can optimize coverage while maintaining predictable monthly payments.
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Underwritten for your employee populationRates are based on your team’s risk profile, creating a more tailored pricing structure.
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Potential for lower total costsEmployers may benefit from reduced costs if claims are lower than expected.
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Custom plan design optionsGreater flexibility to structure benefits that fit your workforce and business goals.
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Fixed monthly payments with cost controlConsistent monthly costs with built-in protections against large claims.
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Nationwide coverage optionsAccess to broad provider networks across multiple regions.
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Attract and retain employees with stronger plansOffer richer benefits that compete with larger employers and improve retention.
Benefits Administration
Administration that keeps you compliant
Professional administration ensures your benefits programs are handled correctly across every employee lifecycle event.
From new hires and qualifying life events to ongoing compliance documentation, every step is managed consistently so nothing falls through the cracks.
- COBRA administration and required notices
- FSA, HSA & HRA program administration
- ACA reporting and compliance
- Consistent handling of employment changes and life events
So you can focus on running your business.
Learn more about benefits administration
Actively Managed
COBRA
Administration & required notices
FSA & HSA
Spending & savings accounts
HRA
Health reimbursement arrangements
ACA
Affordable Care Act reporting
Scalable Benefits
Benefits that adapt as your business changes
Businesses rarely approach benefits the same way year after year.
Some begin with a simple health plan. Others add programs like flexible spending accounts or COBRA administration as their workforce grows or their needs change. Many employers eventually find themselves managing benefits across multiple systems, vendors, and processes. A flexible structure allows employers to offer the coverage and programs they need while keeping administration organized.
Our team is ready to help you find the right fit.
Your Choice
A flexible alternative to PEOs
Asure Approach
Recommended
- You remain employer of record
- Offer competitive health coverage independently
- Choose your own plans, brokers, and programs
- Benefits administration handled professionally
Keep control of your benefits while getting the support you need.
Built for the businesses that are building what’s next.
Get Started
Get started with health benefits
No commitment required
Get Pricing
Start with pricing to see what plan structure fits your team size and benefits goals.
Explore Coverage Options
Talk to an Expert
Use the expert path when you want to review plan options, compliance, and administration in more detail.
Benefits Administration