COBRA · FSA · HSA · ACA

Benefits compliance without the administrative burden

COBRA, FSA, HSA, and ACA requirements are unforgiving. They follow strict rules, timelines, and documentation standards. Asure handles the administrative work so your business stays compliant and your team isn’t buried in it.

No commitment required

COBRA
Compliance
FSA & HSA
ACA Reporting
Strict Timelines Met

COBRA notices delivered and elections tracked within required windows

IRS-Compliant

FSA and HSA plans administered according to IRS rules

Audit-Ready Records

Every action documented and accessible when questions arise

The requirements are clear. The work is not.

Benefits administration is defined by law. COBRA notices must be delivered within strict timelines. FSA and HSA plans must be administered according to IRS rules. ACA reporting must be accurate and complete. There is no flexibility in how these requirements are applied, and the penalties for getting them wrong can be significant.

Most businesses fall into one of two situations. They are either doing the work and carrying a heavy administrative load, or they do not fully understand what is required and are exposed to compliance risk. Neither scales well.

Heavy Administrative Load Doing the work manually, consuming time and resources
Compliance Exposure Not fully aware of what’s required, creating risk
Asure handles the administrative work so neither situation applies.

How this works day to day

Benefits administration runs as a defined, repeatable process instead of a series of manual tasks that depend on follow-up and memory.

1
Qualifying event occurs

When an employee has a qualifying event, the required compliance actions are triggered and completed in the correct order.

2
Compliance actions execute

COBRA notices are delivered within required timelines. FSA and HSA plans are administered according to IRS rules. ACA requirements are handled with consistent tracking and documentation.

3
Documented and recorded

The work is completed the same way every time and recorded as it happens, so requirements are met and nothing is missed.

COBRA, FSA, HSA, and ACA handled correctly

Each of these areas is governed by specific rules that must be followed exactly. Timelines, documentation, and plan requirements leave little room for error, and small mistakes can create disproportionate risk.

Consistent execution is what prevents missed notices, incorrect records, and compliance gaps.

COBRA administration

Notices delivered on time. Elections tracked. Documentation maintained.

FSA and HSA administration

Plans administered according to IRS rules. Contributions and accounts maintained accurately.

ACA reporting and compliance

Employee data tracked. Forms prepared accurately within ACA requirements.

Compliance and documentation you can stand behind

Completing the work is only part of the requirement. You also need to be able to show that it was handled correctly. When something is questioned, you need a clear record of what was done, when it was done, and how it meets the requirement. Without that, even completed work can turn into a problem.

Documented actions

Every required step is recorded as it happens.

Tracked timelines

Deadlines are met and tied to supporting records.

Accessible records

Information is organized and available when needed.

Audit readiness

A clear history of activity if questions arise.

Built into how your team operates

Benefits administration is handled as part of your day-to-day operations, not as a separate process your team has to manage manually.

When employee status changes occur, the required compliance actions follow as part of that process. COBRA, FSA, HSA, and ACA requirements are handled in line with those changes, so the work is completed and recorded without additional tracking or reconciliation.

The result is consistent execution without adding administrative burden to your team.

Employee status change Qualifying event detected
Compliance actions triggered COBRA · FSA · HSA · ACA
Completed & recorded No manual tracking required

Get started

Stay compliant without carrying the administrative burden. Talk with a benefits expert about how COBRA, FSA, HSA, and ACA requirements can be handled accurately, consistently, and without manual tracking.

No commitment required

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What We Handle
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Compliance Documentation