Up-to-date and carefully written job descriptions are one of an employer’s most important communication tools.  They explain the “who, what, when, why, and how”, defining essential functions and performance expectations for each position.  Without job...

How do you know if your Employer sponsored group plan is COBRA or State Continuation? With Savers it’s simple….It’s all in the details. COBRA Employer groups with 20 or more employees are regulated by Federal COBRA guidelines.  COBRA eligible benefits include...

One of the most reviewed and contemplated workplace policies is Paid Time Off (either combined PTO or the traditional Vacation/Sick time).  We are often asked “How much should we offer?” or “How much do I have to offer?” Believe it or not, there is no federal...

Absolutely! Medicare entitlement and election are important factors when determining COBRA eligibility and duration. Here’s how… Absolutely!  Medicare entitlement and election are important factors when determining COBRA eligibility and duration.  Here’s...

Social Media continues to revolutionize the way we (individuals and businesses) connect and share information. As this remains a hot topic for expanding business reach, it’s also important that your organization embrace this communication growth with some guidelines...

Determining which employee deductions can be pre-taxed for Social Security, Medicare, federal withholding and state withholding can be difficult to discern. First and foremost, for any deduction to be eligible for pre-tax status, the employer must have the appropriate...

With less than 50 days to go until we reach the much anticipated October 1 ACA Open Enrollment period, the race is on to get as much information in the hands of Employers and Individuals as possible. With less than 50 days to go until we reach the much anticipated...

Most Employers are familiar with the Department of Labor requirement to notify employees of their COBRA continuation options when an employee terminates… but don’t forget, as the Employer, you are also required to notify new employees of their COBRA rights when their...

With key provisions of the Affordable Care Act approaching for 2014, the IRS announced last week they will delay, until 2015, the requirement that Employers with more than 50 employees provide essential health coverage to their employees.   As a direct...

With the implementation of the Additional Medicare Tax in 2013, employers need to be aware of how the tax is calculated, paid and reported.  Now that we have entered the second half of the calendar year, more and more employees will reach the threshold set by the...